Pay with Tempo

Tempo is the buy now, pay later (BNPL) app Canadians have been waiting for. Buy the things you want today and pay in 4 small payments—later.

Coming soon

How does it work?

Hand holding phone with Tempo app open

Download the app

Sign up for free and get started in minutes—no credit checks.

Add to wallet

Get your Tempo card and add it to Google Pay or Apple Pay.

Apple Pay interface with Tempo selected as payment method

Use at checkout

Select Tempo at checkout and pay in 4 small installments—later.

Credit is broken

We're here to fix it

1 in 2 Canadians have a credit card debt. Tempo gives you the full power of credit without the growing debt.

Average spending power after 1 year
Tempo
20% more
Credit card
$3,929 debt

FAQs

BNPL is a payment solution that lets you purchase items upfront and pay the cost in smaller, interest-free installments over time.

Same money, more shopping power